Community:
Forum
Blog

schrute's Posts

Subject	Author	Views	Latest Post	Replies
Re: Saks Fifth Store Card - ( ‎05-11-2013 08:44 AM ) Rebuilding Your Credit Worth trying to get or keep the card reporting?	schrute	70	‎05-11-2013 08:44 AM by schrute	0
Re: Saks Fifth Store Card - ( ‎05-05-2013 08:04 PM ) Rebuilding Your Credit Its low, but I'm not sure.. its under $2K but I think it could be above 800	schrute	136	‎05-11-2013 08:44 AM by schrute	1
Re: Saks Fifth Store Card - ( ‎05-05-2013 07:51 PM ) Rebuilding Your Credit Any other thoughts? Should I try to get this card reporting?	schrute	148	‎05-11-2013 08:44 AM by schrute	3
Re: Saks Fifth Store Card - ( ‎05-05-2013 12:38 PM ) Rebuilding Your Credit Would it be in my interest to start having it report given my credit profile? An extra card, hit on...	schrute	207	‎05-11-2013 08:44 AM by schrute	4
Saks Fifth Store Card - ( ‎05-05-2013 11:50 AM ) Rebuilding Your Credit I have the Saks Fifth Store Card which recently changed to CapOne. I got it about a year ago for so...	schrute	222	‎05-11-2013 08:44 AM by schrute	6
Re: Extended Repayment - Graduate - 2 year and 4 y... - ( ‎04-07-2013 11:56 AM ) Student Loans How do you lose your APRs if you're locked in at a single number?	schrute	72	‎04-07-2013 03:39 PM by kjel	2
Re: Extended Repayment - Graduate - 2 year and 4 y... - ( ‎04-07-2013 11:05 AM ) Student Loans If I pay now can I consolidate later? I'd like to pay it down but keep the 2.3% interest.	schrute	79	‎04-07-2013 03:39 PM by kjel	4
Re: Extended Repayment - Graduate - 2 year and 4 y... - ( ‎04-04-2013 12:26 AM ) Student Loans Wait. Why would this be factored into my DTI? Wouldnt it help paying a lump $10K down, no?	schrute	137	‎04-07-2013 03:39 PM by kjel	8
Re: Extended Repayment - Graduate - 2 year and 4 y... - ( ‎04-03-2013 07:40 PM ) Student Loans Hey thanks for the response. I do have an emergancy fund set up just in case. My retirement sa...	schrute	148	‎04-07-2013 03:39 PM by kjel	1
Re: Citi Dividend - Chances of get this card? - ( ‎03-31-2013 12:21 PM ) Credit Cards Yeah, I'm going to hold off. Its my last baddie too! I was thinking about PFD but it is within ...	schrute	68	‎03-31-2013 12:21 PM by schrute	0
Re: Citi Dividend - Chances of get this card? - ( ‎03-31-2013 11:55 AM ) Credit Cards I would make a letter that says they agree to a PFD and that it would end all collection attempts o...	schrute	221	‎03-31-2013 12:21 PM by schrute	0
Re: Citi Dividend - Chances of get this card? - ( ‎03-31-2013 02:23 AM ) Credit Cards The credit union pulled my soft, I'm guessing it was a FICO. Maybe a soft is always a FAKO.	schrute	343	‎03-31-2013 12:21 PM by schrute	0
Re: Citi Dividend - Chances of get this card? - ( ‎03-31-2013 01:19 AM ) Credit Cards Unpaid. The DOFD is 2009. Appeared on my report about 2010 possibly 2011. No CO on my CR.	schrute	366	‎03-31-2013 12:21 PM by schrute	7
Citi Dividend - Chances of get this card? - ( ‎03-30-2013 11:45 PM ) Credit Cards I'm looking to apply for this card and have a 787 credit score. But have a collection on my EX and ...	schrute	420	‎03-31-2013 12:21 PM by schrute	10
Re: US Bank Cash+ - Chances of Getting this? - ( ‎03-30-2013 05:02 AM ) Credit Cards Not paid. 787 score came from the Credit Union after they did a soft pull on my account. I have a p...	schrute	345	‎03-30-2013 02:35 PM by enharu	11
Re: US Bank Cash+ - Chances of Getting this? - ( ‎03-30-2013 04:48 AM ) Credit Cards Its about 2 grand. Tough, because I don't know who the JDB is for it. They pull EX here in CA.	schrute	370	‎03-30-2013 02:35 PM by enharu	0
Re: US Bank Cash+ - Chances of Getting this? - ( ‎03-30-2013 04:32 AM ) Credit Cards AAoA is ~7 years, $20K on a VISA at an CU, and $10K with another CU. Util ratio is 2%. I've never b...	schrute	391	‎03-30-2013 02:35 PM by enharu	2
US Bank Cash+ - Chances of Getting this? - ( ‎03-30-2013 03:26 AM ) Credit Cards My EX is 787, but I have a collection account that is 2-3 years old on there. What are my chances o...	schrute	418	‎03-30-2013 02:35 PM by enharu	19
Re: Extended Repayment - Graduate - 2 year and 4 y... - ( ‎03-30-2013 02:56 AM ) Student Loans Well if I hit hard times and can't afford $400-$500 a month in student loan payments (I live in the...	schrute	193	‎04-07-2013 03:39 PM by kjel	3
Re: How to get CO off on TU? - ( ‎03-27-2013 10:16 PM ) Rebuilding Your Credit What police report?	schrute	114	‎03-28-2013 03:30 PM by guiness56	2

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO^® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO

Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.

FICO and myFICO are registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Score Watch is a registered trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO scores and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.