Subject Author Kudos Views Latest Post Replies
This is a read-only topic with new unread messages
Would it be in my interest to start having it report given my credit profile? An extra card, hit on...
0 478 4
This is a read-only topic with new unread messages
I have the Saks Fifth Store Card which recently changed to CapOne. I got it about a year ago for so...
0 493 6
This is a read-only topic with new unread messages
How do you lose your APRs if you're locked in at a single number?
0 293 2
This is a read-only topic with new unread messages
If I pay now can I consolidate later? I'd like to pay it down but keep the 2.3% interest.
0 300 4
This is a read-only topic with new unread messages
Wait. Why would this be factored into my DTI? Wouldnt it help paying a lump $10K down, no?
0 519 8
This is a read-only topic with new unread messages
Hey thanks for the response.   I do have an emergancy fund set up just in case. My retirement sa...
0 530 1
This is a read-only topic with new unread messages
Yeah, I'm going to hold off. Its my last baddie too!   I was thinking about PFD but it is within ...
0 129 0
This is a read-only topic with new unread messages
I would make a letter that says they agree to a PFD and that it would end all collection attempts o...
0 457 0
This is a read-only topic with new unread messages
The credit union pulled my soft, I'm guessing it was a FICO. Maybe a soft is always a FAKO.
0 579 0
This is a read-only topic with new unread messages
Unpaid. The DOFD is 2009. Appeared on my report about 2010 possibly 2011. No CO on my CR.
0 602 7
This is a popular read-only topic with new unread messages
I'm looking to apply for this card and have a 787 credit score. But have a collection on my EX and ...
0 656 10
This is a popular read-only topic with new unread messages
Not paid. 787 score came from the Credit Union after they did a soft pull on my account. I have a p...
0 631 11
This is a read-only topic with new unread messages
Its about 2 grand. Tough, because I don't know who the JDB is for it. They pull EX here in CA.
0 656 0
This is a read-only topic with new unread messages
AAoA is ~7 years, $20K on a VISA at an CU, and $10K with another CU. Util ratio is 2%. I've never b...
0 677 2
This is a popular read-only topic with new unread messages
My EX is 787, but I have a collection account that is 2-3 years old on there. What are my chances o...
0 704 19
This is a read-only topic with new unread messages
Well if I hit hard times and can't afford $400-$500 a month in student loan payments (I live in the...
0 575 3
This is a read-only topic with new unread messages 0 430 2
This is a read-only topic with new unread messages 0 496 4
This is a read-only topic with new unread messages 0 538 6
This is a read-only topic with new unread messages
Right. It was disputed under similar name/persons. The address of what they have listed doesn't mat...
0 560 8
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.