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I am up from 607 to 611.  Staying in the Garden. 
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Just got my Walmart TU score...I am up 4 points.  Staying in the garden!
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I realize this thread is a few months old, but I have just joined the forum!   I think I will ...
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Frustrated and sad but determined! No new apps and all cc below 10% ...by birthday in July. 
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