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Those non-conforming jumbo programs people get directly from banks can all make up their own guidel...
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Are you applying for an FHA loan or VA loan?  You talk about VA saying it's OK but you are also tal...
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mom22sonz wrote: Shane was such a HUGE help to me when I purchased the home of my dreams this p...
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VA appraisals are posted to the VA portal (a website), which an underwriter can go into and downloa...
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I assume it's a 1-unit primary residence, if so then it's fine if the entire down payment is a gift...
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Student loans (deferred or not) always have their payments included in the debt ratio for a USDA mo...
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Usually with a mortgage that won't require verification of income in the traditional sense, in addi...
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The state tax lien may not be on credit yet, so it's tough to say what kind of impact it'll have on...
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JBARTVegas wrote: So.... apply and get a case # prior to June 15th and even if you close after J...
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If you weren't aware, FHA is coming out with a revised underwriting manual on 6/15/15.  Currently H...
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neaky1 wrote: Well, I don't know what "lots of people have been approved" means to you, but acc...
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If your deadline to apply for a mortgage is a month from now (why a deadline?) then you'll need to ...
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I agree that the seller seems pretty flexible, if they are considering seller financing then I don'...
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Not sure what Sapphire is and why the minimum payment is $1,800/mo with a $3,635 balance ... if tha...
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Selling personal goods to raise money can be tricky since it needs a complete paper trail.    The...
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Revelate wrote: Thanks Shane! Oi vey I cut my near non-existent DTI in half then, bonus.   Ma...
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joshall wrote: Just want to confirm again, if the >740 credit score is the scored based on FICO...
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Nope, FHA only requires it in community property states.
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