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408
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1
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Just a friendly reminder that there is less than a month before the big FHA mortgage insurance chan...
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830
|
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3
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I don't think it'll be an issue. If they have a question they'll ask you about it. You can be pro...
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127
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0
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You should be fine - as the charge-off occurred in 2010 so the underwriter will know a late payment...
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209
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1
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Technically, none. But each lender will have their own guidelines, and I've found even the most co...
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422
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1
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Only time I've encountered an IBR situation is when a client of mine had it reporting as a $0 balan...
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184
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0
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Technically an FHA streamline refinance just needs your credit score, confirmation you are receivin...
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363
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1
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I've seen disputed accounts impact and not impact the credit score. Not sure why the inconsistancy...
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528
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2
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433
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0
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Ah, I gotcha now, I thought that is perhaps what you meant so I included that last paragraph.
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282
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0
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Since they are pretty old, I'd try adding him to the mortgage. Worst case the underwriter would sa...
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351
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0
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Yeah USDA is a little tougher on CAIVRS hits than FHA financing is. From USDA, the guidelines say:...
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180
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1
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JM-AM wrote: MovingForward_2012 wrote: No it doesn't. The lender goes by the date the collec...
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529
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2
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On the CAIVRS results there should be a phone number to the federal agency who placed the notice. ...
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381
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3
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If this was an issue it would've been identified by the underwriter when they initially reviewed yo...
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144
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0
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There could've been a lot of reasons you were denied - and it was also 1.5 years ago, so whatever t...
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312
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1
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DallasLoanGuy wrote: gonna miss the old 'no mi on 15yr' deals....... Me too, was real he...
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7662
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10
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7670
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0
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The UFMIP is a 1 time charge when you initially get the loan, it's never charged again. The ann...
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7686
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0
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Over the past few days I've read a lot of different threads that have partial correct & incorrect i...
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7714
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21
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