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thelethargicage wrote: You're confusing DMP with "Debt Settlement". Debt Settlement will destro...
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my-own-fico wrote: I don’t know about you, but it’s limited what how much cash I am willing t...
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You already have a lot of credit cards. Maybe this is the time to harness yourself a little. I don'...
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fitchaber10 wrote: Don't worry about Citi. It's not even a true FICO score, it's FAKO. Notice t...
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Update: mortgage FICO scores are now available for TransUnion as well!
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LB2484 wrote: I have been working on my credit for last two years. Reading and learning from thi...
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2% is the optimal uitilization. If you deviate from this, your score may change or not depending on...
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zigzag wrote: In my opinion, the defense that "scoring models are complicated so you can't full...
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zigzag wrote: In the end, I just want to know how credit report changes affect my score so I ...
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There has been a lot of confusion surrounding similar issues, so I figured It's time we clarified a...
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OldDad wrote: I recently requested an increase on one of my credit cards and received the follo...
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Cash is about the only thing that you can have for sure in an emergency. Should an econonic crisis ...
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Broke_Triathlete wrote: Thanks for the input guys. I'm relatively new to all of this and don't ...
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From https://blog.creditkarma.com/credit-karma/credit-karma-is-transitioning-to-the-vantagescore-3-...
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This is a topic with new unread messages
You don't need to talk to a financial advisor, but you should talk to a friend or family member tha...
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We discussed that here: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Why-paying-off-yo...
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This is a topic with new unread messages
You should set up transfer from the brokerage firm's website. Here's how I do it with my Fidelity R...
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Your credit profile is very similar to mine. You should follow my quest for 800: http://ficoforums....
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