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A computer software company that develops credit scoring models, generating credit scores used by a ...
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You meant "effect". AAoA only matters as far as FICO scores go. As long as you don't have an acco...
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Yeah monitoring your FICO score too closely can bring you undue headache. It's like following every ...
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The impact of credit cards is the strongest. I suspect you can't reach the 800's without a revolving...
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Problem for what? Financial review? Future credit card applications? Mortgage loans? 800 FICO?    ...
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My personal experience with lenders: BofA: 2k to 17k in 2 years Amex: 1k to 9k in 1 year Discov...
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I agree with Revelate. Credit monitoring usually lags behind report. Recently, I pulled a report fro...
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Do make the money grows, you have to invest it. Just contributing to your IRA is not growing money. ...
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The vast majority of lenders use the FICO scores provided on the credit reports from this website. I...
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I don't even know what my credit karma score is because it is meaningless.
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I took an approximately 30 point hit when my oldest account turned 3 years old as well. I bet your s...
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Since individual utilization also matters, pay down the highest utilization balance first.
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Did your credit history length cross a full-year threshold?
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I got 787 with AAoA of 2 years and credit history length of 3 years before getting hit for several ...
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You're on the perfect track, and your starting point is better than most. Do precisely nothing.
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I mean, are there any downsides of opening an installment loan that you are concerned about? The be...
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Interesting theory. Like you, I have no doubt there is a war behind the scene between the CRA's and ...
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Sdfcu and opensky sound pretty amazing. Noted. And thanks for sharing :)
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Would you mind breaking your original post into comprehensible phrases and sentences using stops and...
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