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Hi Daninicole - just saw this - previous poster is right, it really does depend on the situation - ...
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Update - closed on Friday!  After getting through a last minute issue with settlement statement, ev...
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Think I got my answer - they are sending revised HUD with seller paying the UFMIP & will reduce my ...
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Getting ready to close & just got settlement statement.  I have up to $7,950 in seller credit, howe...
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Music to my ears!!  However, we still have to get docs to seller to sign off on as she is in anothe...
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So sweet!  Congrats....sounds like the home has a good history :)
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I also had a hard time when I was stuck at 620 - but I did get approved through First Guaranty Mort...
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Yes, I had one recent oversight from July 2012 and had to write a letter of explanation regarding t...
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You're almost there!  Hang in there!  I'm going through same thing, tentatively scheduled for close...
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Even fixed rate loans are amortized - which means  while you're payment doesn't change, the amount ...
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It looks like I get a credit as well for taxes, because in our state they are paid in arrears - so ...
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We did pay some earnest money & also the appraisal upfront, but I think it's still less than the 3....
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I did specifically ask previously about "the cash to close" and whether it is inclusive of my downp...
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Question for someone who has experience with these things!  We are doing an FHA loan, and received ...
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I went from 534 to 649 in about 40 days....but as everyone already said, it depends on what's causi...
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I am in process of closing now - but my lender was fine with downpayment and/or closing costs being...
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I had a similar situation, though in our situation they were just "extra funds" and were not needed...
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So excited now!  Found house in late October - however, my mid-score was only 570ish - couldn't get...
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