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Her scores are low-700's so am not concerned to include her from that perspective.  We won't consid...
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She will be working for about 6 months by the time we have the down payment we want (Sept. 2013), a...
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Bumping to see if we can get an answer to OP's question since I'm curious as well.   How are gift...
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OP, your debt as compared to your income is simply too tight at current.  However, I'd look into th...
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Let us know how it goes, and good luck!  I'd love to get a "new" used car and the PenFed rates are ...
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Are scores pulled from one of the three credit bureaus directly unreliable?
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Awesome, way to go!  Three months is a long time to wait, but will be worth it!
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Agree - That is a pretty tight financial situation.  You may be better off 1) saving for longer and...
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Sounds like if the car payment is keeping you from being able to afford the payment, then the under...
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rubu wrote: Lender says that they could do a fully refunded PMI where if I pay the 20% down in...
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Someone correct me please, but I do not believe 100% financing exists anymore.  Something about 200...
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JM-AM wrote: Credit scores arent everything. Besides there are plenty of ways to boost her credi...
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In leaving her off the loan, I imagine I would be doing her credit score a disservice by not having...
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Thanks for the quick input!  To clarify, the home value/budget we're working on would be ~$350,000,...
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Am pretty confident I will qualify for a mortgage at good terms, but this is my wife's and my first...
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I would personally recommend paying off the CC's first regardless.  Even though you may qualify for...
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Congratulations!  Best of luck getting that rate down.  
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