Subject Author Kudos Views Latest Post Replies
This is a read-only topic with new unread messages
I've got an offer and acceptance in principle, but the seller (understandably) won't officially acc...
0 603 3
This is a read-only topic with new unread messages
Closing costs are definitely worrisome. I was hoping that perhaps I could use a credit card advance...
0 3894 4
This is a read-only topic with new unread messages
Awesome. We have about $9,000 saved for our down payment, but need about $6,000 more to qualify for...
0 3913 2
This is a popular read-only topic with new unread messages
I see a lot of threads where it seems to be assumed it's OK to borrow from a 401k (in our case, a 4...
0 3931 11
This is a read-only topic with new unread messages
On Friday, when I get paid, we'll have precisely $9,000 in the bank. Now, that's before paying bill...
0 416 1
This is a read-only topic with new unread messages
Yeah, I saw that language about "hardship." It said you must be under "severe financial distress," ...
0 446 2
This is a read-only topic with new unread messages
FWIW, my income is $160K and my wife's is $45K, so we'd be able to save pretty quick.   I'm think...
0 459 4
This is a read-only topic with new unread messages
My wife has a 403(b) (teacher), but I don't think that a down payment for a home is a valid ground ...
0 494 0
This is a read-only topic with new unread messages
Wow, there's really no quick way to do this, is there?   The woman I spoke to yesterday from the ...
0 501 9
This is a popular read-only topic with new unread messages
For some reason, I was thinking that you brought your down payment to closing, and just put in a go...
0 516 11
This is a popular read-only topic with new unread messages
Is this unheard of or not? As I understand it, the typical closing period is 30 days. But 60 would ...
0 553 16
This is a topic with new unread messages
Yeah, I don't want to get a hard inquiry and no CLI increase to go with it. What a waste that would...
0 757 6
This is a read-only topic with new unread messages
The lien is the last baddie, yes. I just had the two. I didn't used to monitor closely enough to ca...
0 273 0
This is a topic with new unread messages
Went from $10,800 to $15,000 while I was on the phone.   Hard inquiry, though.   Just FYI, for ...
0 764 9
This is a read-only topic with new unread messages
But regardless, I'm just shocked at how many points just the five-year-old collection was costing m...
0 777 2
This is a read-only topic with new unread messages
Good question. I could go to the county clerk and see if they still have that letter - or even have...
0 778 3
This is a read-only topic with new unread messages
Indeed. I believe it is in error. I actually disputed it a few years ago and thought I had gotten i...
0 786 5
This is a read-only topic with new unread messages
I am literally stunned beyond words. Since I posted this a few days ago - three days ago, I think -...
0 798 7
This is a read-only topic with new unread messages
Interesting - and thanks. I wonder how frequently they do respond. Obviously they must not have whe...
0 848 8
This is a popular read-only topic with new unread messages
I have a $310 medical collection from 2008-09 that I'm trying to get removed. No success going thro...
0 856 12
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.