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$3500 each, transferred current balance to 15months 0% interest, saving us almost $2500 over that t...
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Boo:  Your scores aren't the ONLY factor in receiving credit.  You need to PROVE that you can handl...
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Ok, don't apply for cards until asking HERE.  Barclay's is very conservative and you burned an inqu...
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Don't pay it.  Continue to negotiate.  It's December and nearing the end of the year.  See where th...
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Walmart - Free Fico Score Kohl's - up to 30% off additional coupon.  I usually ask for one on f/b ...
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You'll have a pretty good chance when scores are in the 620's or better.
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There is life....and sometimes it's hard.  Bad things happen to good people  We don't expect it, bu...
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The only card I use sporatically is Vic Sec b/c I can use that at Bath & BodyWorks.  the others.......
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You have options:  Call them and ask them not to report if paid today or ask them your options.  If...
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Next time, go through the preapproval process.  See where you're at.     
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There isn't just 'one' score model.  there are many.  I recently received my scores from NFCU and t...
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If you're late, you're late.  However, don't fret.  ONE 30 day late isn't going to be a huge deal. ...
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Those 120 day lates will hold you back for SEVEN years.  Have you tried to goodwill them?  Executiv...
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Disputing it isn't going to do any good.  I would write a letter to someone at the executive level....
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Portfolio (on dh's report) finally gave up and turned it over to one of their other companies.
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Taking advantage of a 0% b/t for 15 months.  Looks like the card isn't good for anything else.  In ...
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I asked for 10k and the system flat out said NO.  Received the letter and it said 'recent late', wh...
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Spouse and I each have our own accounts.   His credit score is 30+ higher than mine.  His income ...
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The only 'ugly' thing I can think of is DON'T BURN THEM.  They're relentless in their collections a...
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