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Subject	Author	Views	Latest Post	Replies
Re: Hello Old Friends - ( ‎02-15-2013 01:56 PM ) SmorgasBoard Yeah, Guiness, I want to say that I started phasing out around March 2010 and was mostly gone by May...	ByrdMan	515	‎04-11-2013 12:13 AM by 09Lexie	1
Re: TU98 +- 30 TU04 - ( ‎02-15-2013 01:47 PM ) Understanding FICO® Scoring Everyone's mix is different and thus the results will be different. As always, YMMV.	ByrdMan	598	‎03-08-2013 12:29 PM by purbutterfly77	5
Re: GW to JCP gets me a dispute on my CR - ( ‎02-14-2013 06:53 PM ) Rebuilding Your Credit That's really cool stuff.	ByrdMan	61	‎02-14-2013 06:53 PM by ByrdMan	0
Re: Differences Between Reports - ( ‎02-14-2013 05:15 PM ) Understanding FICO® Scoring TU may be the most popular CRA based off of the region of the country that you live in and what the...	ByrdMan	201	‎02-14-2013 06:27 PM by creditnocash	1
Re: Notice of Intent. - ( ‎02-14-2013 04:32 PM ) Rebuilding Your Credit OP, I think that Guiness meant who is the OC, not the law firm collecting.	ByrdMan	348	‎02-15-2013 06:45 AM by guiness56	7
Re: Explain this! - ( ‎02-14-2013 01:29 PM ) Understanding FICO® Scoring I'm sorry for your ID theft. That is really tough stuff. As for the reason your score just keeps dro...	ByrdMan	272	‎02-14-2013 02:51 PM by p-	0
Re: TU98 +- 30 TU04 - ( ‎02-14-2013 01:20 PM ) Understanding FICO® Scoring Different algorithms, different results.	ByrdMan	657	‎03-08-2013 12:29 PM by purbutterfly77	2
Re: Had all these collections removed.... - ( ‎02-14-2013 01:18 PM ) Rebuilding Your Credit Was number two newer than number one?	ByrdMan	233	‎02-15-2013 07:27 AM by awdsmama	1
Re: Had all these collections removed.... - ( ‎02-14-2013 11:51 AM ) Rebuilding Your Credit The reason that you don't see large gains when having CAs removed is because the FICO scoring algori...	ByrdMan	264	‎02-15-2013 07:27 AM by awdsmama	3
Re: TU98 +- 30 TU04 - ( ‎02-14-2013 11:45 AM ) Understanding FICO® Scoring Everyone's situation is different. My TU 04 was consistently 30-40 higher than the TU 98 a few years...	ByrdMan	672	‎03-08-2013 12:29 PM by purbutterfly77	4
Re: Capital One Secured card raised score from 595... - ( ‎02-14-2013 11:18 AM ) Rebuilding Your Credit I can see the point. I may have been reading something into the post. A while could be 15 years and ...	ByrdMan	307	‎02-15-2013 07:27 AM by dddewdrop	1
Re: Capital One Secured card raised score from 595... - ( ‎02-14-2013 11:05 AM ) Rebuilding Your Credit This is true if there currently is no score, but if there already is a score, the impact will be im...	ByrdMan	318	‎02-15-2013 07:27 AM by dddewdrop	3
Re: Capital One Secured card raised score from 595... - ( ‎02-14-2013 11:02 AM ) Rebuilding Your Credit I'm with llecs. If the CC hasn't reported yet, that is not the culprit. Something else happened. Yo...	ByrdMan	319	‎02-15-2013 07:27 AM by dddewdrop	0
Re: credit inq's or utility? what do you think? - ( ‎02-14-2013 10:40 AM ) Understanding FICO® Scoring Is that the only CC to report a balance? The INQs could cause an 11 point jump.	ByrdMan	133	‎02-14-2013 10:45 AM by creditnocash	0
Re: New myFICO survey - ( ‎02-14-2013 10:31 AM ) myFICO Product Survey I would think that most people aren't concerned about their FAKOs on a daily basis. Shogun, your sco...	ByrdMan	194	‎02-14-2013 10:31 AM by ByrdMan	0
Re: Hello Old Friends - ( ‎02-14-2013 10:27 AM ) SmorgasBoard My stats stink right now. Though I have no immediate reason for credit right now. I have to start th...	ByrdMan	560	‎04-11-2013 12:13 AM by 09Lexie	1
Re: GW deletion and no score change - ( ‎02-14-2013 06:31 AM ) Rebuilding Your Credit Hey llecs. What's happening brother? Yes, that is it. I used to quote that one all the time "notice ...	ByrdMan	49	‎02-14-2013 06:31 AM by ByrdMan	0
Re: GW deletion and no score change - ( ‎02-14-2013 06:24 AM ) Rebuilding Your Credit Thanks Shogun. Good to know that EQ hasn't sold out to a home grown FAKO...yet. I am aware of PESCU,...	ByrdMan	100	‎02-14-2013 06:31 AM by ByrdMan	2
Re: 2 Collections Officially Deleted - ( ‎02-13-2013 09:46 PM ) Rebuilding Your Credit You doing that on a PFD basis?	ByrdMan	172	‎02-13-2013 11:31 PM by Shogun	0
Re: New myFICO survey - ( ‎02-13-2013 09:45 PM ) myFICO Product Survey I think that the operative word here is "score". How often do you check your credit score? Do people...	ByrdMan	209	‎02-14-2013 10:31 AM by ByrdMan	2

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