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1 - 10 of about 30 discussions
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Life after DMP

by in General Credit Topics
I was in a DMP for almost 5 years and 2 weeks ago I received my first non-subprime credit card pre-approval from National City Mortgage Visa.   My scores are all over 700 but I want them higher since...
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‎12-15-2007 10:13 AM
9 Replies
1665 Views
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USAA and Chase

by in Credit Cards
...is I am in a DMP (Debt management program), due to some financial mishaps about 2 years ago. and should be done by January. My question is, will I get denied because one of my cards is in DMP (old...
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‎09-06-2012 07:38 AM
17 Replies
921 Views
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Best way to reduce debt?

by andymawson in Relationships and Money
I just got divorced. Marital home was just sold. I got nothing from the proceeds in the agreement. No delinquencies, no dings on my credit but rather high debt to earnings ratio -- carrying around 30...
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‎02-06-2011 01:02 PM
9 Replies
5596 Views
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Our Forums' FICO High Achievers: Who has at least...

by in Understanding FICO® Scoring
I've noticed that some Forum members have improved their scores, and now have at least one FICO score of 760 or above.  Others, have had 760+ scores longer.  This is not a contest or competition to s...
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‎04-02-2008 02:52 AM
738 Replies
44130 Views
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IrA funds to pay off High interest cc debt

by in General Credit Topics
I have some high interest cc debt. I was thinking of taking an early withdrawal to pay off the debt. I know its not normally a wise thing to do, but the debt is at 19.9% and the total cc monthly paym...
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‎12-30-2010 12:04 PM
12 Replies
1043 Views
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Working out a payment plan

by mark15 in Credit Cards
I have a credit card which has a balance of 15,000 and an interest rate of 25.5%.  I would like to have them close the account; stop the 25.5% interest accrual and then make monthly payments of $100 ...
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‎02-08-2010 11:41 AM
11 Replies
1137 Views
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2007-Triumphs and Disapointments

by in General Credit Topics
Looking forward to 2008, soo much!   9 out of 11 baddies will be removed from CR between January and August 2008, depending on CRA.  most of them have ZERO balances and are PIF.     Although that sou...
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‎01-01-2008 07:23 AM
53 Replies
8137 Views
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2010 Blacklist Thread

by in Credit Cards
Although we have an old thread about which lenders blacklist, a member pointed out that it hadn't been updated in two years. A lot has changed since this thread was started, and CCC's are much less ...
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‎02-16-2010 04:29 AM
48 Replies
4851 Views
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BofA gets desperate

by in Credit Cards
...do that when I entered the DMP program and haven't reported on it for over 4 years.   BofA, take your best shot.
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‎07-06-2012 04:51 AM
20 Replies
947 Views
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Anyone have PNC Bank Visa Signature Card ?

by in Credit Cards
I would like anyone have the PNC VISA Signature card ?( I like they don't charge any oversea transaction fee, I need to go to Canada every month) Hard to get ? How's credit limit ? Are they TU pull o...
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‎05-24-2009 06:18 PM
7 Replies
2643 Views

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