Displaying articles for: February 2011

Again this year, myFICO conducted a Valentine’s Day survey of more than three thousand myFICO customers, revealing many of their attitudes about relationships and money.  I've highlighted some of the results:


  • 34% of couples don’t discuss finances or FICO scores until well into the relationship, while almost 12% keep their income, financial standing and FICO scores entirely to themselves. 
  • 18%-22% claim to be complete opposites on the spending spectrum, or at least drastically different in their spending habits.
  • 41% keep finances separate, with another 36% of couples holding both joint and individual credit obligations.
  • 13% would quit dating someone if, within the first six months, they found out their partner was in debt and/or had a low FICO score.
  • 9% said a good FICO score is the characteristic they find most important in a date, while 82% voted for personality.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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