Is US Consumer Credit Availability About to Expand?

by ‎08-01-2012 01:04 PM - edited ‎08-01-2012 01:06 PM

The following guest post by Andrew Jennings was originally published on the FICO Banking Analytics Blog.

 

 

Lately I’ve been examining the results of our latest quarterly survey of US bank risk managers. One item of note was regarding the outlook for credit availability.  In a positive sign, our survey found that lenders expected the supply of credit to satisfy demand for all types of consumer loans in the second half of this year. It’s a change from last quarter when survey respondents expected the credit supply for residential mortgages to fall short of demand.

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