What's the Profile of High Credit Scorers?

by ‎10-25-2012 11:17 AM - edited ‎10-25-2012 11:19 AM

infographic-thumb.jpgWe just released revealing new research on the habits of US consumers with the highest credit scores, specifically those with FICO® Scores greater than 785.

 

These FICO Score “high achievers” account for roughly 25% of scorable consumers, or more than 50 million individuals. Our research highlights a common thread within their credit behavior.

 

Overall, these high achievers consistently make payments on time, keep low revolving balances relative to their available credit and only apply for credit that they need. 

 

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Everything You Need to Know about Your FICO Score

by ‎10-02-2012 03:39 PM - edited ‎10-02-2012 03:40 PM

brochure.PNGYou've heard of the FICO® Score, but do you really know what yours means? Understanding your FICO Score will put you in a better position to manage your credit wisely. Learn more in this free e-booklet, available exclusively from myFICO.

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Celebrate Financial Independence

by ‎07-03-2012 10:49 AM - edited ‎07-11-2012 12:54 PM


 The Fourth of July means barbecues, the beach, fireworks and family – but take a moment this holiday to contemplate your financial freedom. Having a great credit score makes it easier to pursue the American dream, so follow these four easy steps towards cultivating a strong FICO Score and long-term financial health.

 

fourth-of-july-activities-1.jpg

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More consumers nearing perfect FICO® Scores, but are scores improving?

by ‎05-01-2012 05:26 PM - edited ‎07-11-2012 12:55 PM

"It’s clear that there’s been a shift at both ends of the score distribution. Many consumers have moved into the top tier of the FICO® Score range by redoubling their efforts to maintain an excellent credit profile. Others have fallen into lower tiers, most likely due to the financial stress felt by many households."

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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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