I just realized my name is too close to real for comfort .
Please change my screen name to ladyMJ please !!!
NFCU Platinum MasterCard-$5000/ Citi Diamond Preferred MasterCard-$2000/ Neiman Marcus-$1000/ Capital One Secured-$750/ Victoria's Secret- $750/ Amazon Store Card-$700/ Walmart Store Card-$700/ Barclay Rewards- $500
Scroll over cards for limits and APR's. Total credit available $44.8K, utilization 12%, FICO score 745 (rebuilt from low score of 540 in May, 2005) Entered the garden 11/5/2013; In the Garden until 02/2016
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.