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RHymas
Posts: 1
Registered: ‎07-12-2007
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Credit Score Checking

Is it wise to use these products to constantly check your credit score? I see people saying how they want to be able to update and check their score daily like TrueCredit. But I thought checking your score had a negative effect on your credit report? I don't understand, can somebody explain how these products work.
Regular Contributor
Skiffy
Posts: 252
Registered: ‎03-16-2007
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Re: Credit Score Checking

Only ScoreWatch monitors your FICO score -- and that's only for Equifax.
Moderator Emeritus
fused
Posts: 16,374
Registered: ‎03-12-2007
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Re: Credit Score Checking



RHymas wrote:
Is it wise to use these products to constantly check your credit score? I see people saying how they want to be able to update and check their score daily like TrueCredit. But I thought checking your score had a negative effect on your credit report? I don't understand, can somebody explain how these products work.

Hi! You might want to begin here.
 
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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