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RHymas
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RHymas
Posts: 1
Registered: ‎07-12-2007
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Credit Score Checking
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‎07-12-2007 12:28 PM

Is it wise to use these products to constantly check your credit score? I see people saying how they want to be able to update and check their score daily like TrueCredit. But I thought checking your score had a negative effect on your credit report? I don't understand, can somebody explain how these products work.
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Skiffy
Posts: 252
Registered: ‎03-16-2007
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Re: Credit Score Checking
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‎07-12-2007 12:55 PM

Only ScoreWatch monitors your FICO score -- and that's only for Equifax.
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Moderator Emeritus
fused
Posts: 16,382
Registered: ‎03-12-2007
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Re: Credit Score Checking
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‎07-12-2007 01:18 PM


RHymas wrote:
Is it wise to use these products to constantly check your credit score? I see people saying how they want to be able to update and check their score daily like TrueCredit. But I thought checking your score had a negative effect on your credit report? I don't understand, can somebody explain how these products work.
Hi! You might want to begin here.
 
Credit Profile:
FICO 9: EQ 833 ~ EX 828 ~ TU 824 (07-12-2017)
FICO 8: EQ 830 ~ EX 819 ~ TU 828 (07-12-2017)
FICO 8 Bankcard: EQ 851 ~ EX 849 ~ TU 851 (07-12-2017)
Credit History: 29 years ~ AAoA: 14 years
Total available revolving credit: 157K ~ Cumulative Util: 3% (1 CC reporting a balance)
Inqs: 1 EX (new)
14 Total Accounts on Reports: 9 open, 5 closed. 1 newly opened installment account
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