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RHymas
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RHymas
Posts: 1
Registered: ‎07-12-2007

Credit Score Checking

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‎07-12-2007 12:28 PM

Is it wise to use these products to constantly check your credit score? I see people saying how they want to be able to update and check their score daily like TrueCredit. But I thought checking your score had a negative effect on your credit report? I don't understand, can somebody explain how these products work.
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Skiffy
Posts: 252
Registered: ‎03-16-2007

Re: Credit Score Checking

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‎07-12-2007 12:55 PM

Only ScoreWatch monitors your FICO score -- and that's only for Equifax.
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Moderator Emeritus
fused
Posts: 16,243
Registered: ‎03-12-2007

Re: Credit Score Checking

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‎07-12-2007 01:18 PM


RHymas wrote:
Is it wise to use these products to constantly check your credit score? I see people saying how they want to be able to update and check their score daily like TrueCredit. But I thought checking your score had a negative effect on your credit report? I don't understand, can somebody explain how these products work.
Hi! You might want to begin here.
 
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myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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