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New Member
Paytra1
Posts: 1
Registered: ‎03-27-2007

Credit Score

How long will it take to take a Fico Score from a 560 to a 660 min. I had  A 700 but in less then 60 day its
Valued Member
twnkltoz
Posts: 54
Registered: ‎03-15-2007

It depends.  What are you doing to fix it?

It depends.  What are you doing to fix it?
Valued Contributor
TheNewWorldMan
Posts: 2,374
Registered: ‎03-15-2007

Probably several years, but much depends on circumstances...

Probably several years, but much depends on circumstances. If the negatives that are depressing the score are about to fall off, your score could rebound more rapidly. On the other hand, if your score is low because accounts just went into collections, you won't be seeing 660 until the middle of the next decade. You should definitely get ScoreWatch at least long enough to pull your scores and see why they're low. If it's recent collections, forget it--all ScoreWatch will do is show your score twitching up and down for the next few years. If the negative entries are about to fall off, keep it as a useful tool to rebuild credit.
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in a credit-scoring postnuclear Stone Age...

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