myFICO® Product Feedback

[DeeDee642]

When I look at my Credit at a Glance it shows my mortgage balance at $242,000 when I only have a $121,000 balance. My mortgage company is reporting it correctly on my Equifax credit report. Is the Credit at a Glance just a MyFico number? It wouldn't hurt my credit score - would it? Where is MyFico getting their number?

Thanks,

Janice

[llecs]

That's exactly half...are there two mortgages reporting to your EQ from the same lender? In other words, double reporting?

[DeeDee642]

I took a closer look and I do not think it is a Credit at a Glance error. My original mortgage servicer is reporting and so is another mortgage servicing company I have never heard of. So the at a glance figure is reflecting two different companies reporting the same mortgage. It is making my outstanding debt much more than what it should be. My loan was recently taken over by B.O.A., however, that is not the name of the company that is making a duplicate report.

Wilshirecc	XXX64	10/2006	$121,983	Pays account as agreed	No	Details
Bachomelns	XXXX65	10/2006	$120,660	Pays account as agreed	No	Details

If I dispute this will it lower my credit score?

Thanks,

Janice

[Barry]

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DeeDee642 wrote:

I took a closer look and I do not think it is a Credit at a Glance error. My original mortgage servicer is reporting and so is another mortgage servicing company I have never heard of. So the at a glance figure is reflecting two different companies reporting the same mortgage. It is making my outstanding debt much more than what it should be. My loan was recently taken over by B.O.A., however, that is not the name of the company that is making a duplicate report.

Wilshirecc	XXX64	10/2006	$121,983	Pays account as agreed	No	Details
Bachomelns	XXXX65	10/2006	$120,660	Pays account as agreed	No	Details

If I dispute this will it lower my credit score?

Thanks,

Janice

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No.  DIsputing these items shouldn't lower your score.