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New Member
Posts: 12
Registered: ‎02-23-2014
0

Re: Do not sign up for SCOREWATCH!

Just tired to cancel ScoreWatch online as well and got the message that I need to call to cancel.  Of course they aren't open on Sundays.

 

The whole thing leaves a sour taste in my mouth especially when I see the "3 credit reports & scores" peddled to me on this site for $59.95 when I can get the same thing from competitors at $39.95, and better yet I can sign up for a 7 day trial at all 3 bureaus and grab the report and score for $1 each.

 

I don't see any value at all in ScoreWatch.  The score changes are what they are.  Checking the score once a year is sufficient.

BK 7 2010, no idea what the FICO was after that
Current FICO: 680 EQ, 663 EX, ??? TU
Short Term Goal: 720 | Long Term Goal: 780+
BoA Secured $3,000 | Lowes/GE $1,000
Community Leader
Senior Contributor
Posts: 3,801
Registered: ‎07-12-2012
0

Re: Do not sign up for SCOREWATCH!

Be fair.. You can't purchase your FICO score from anywhere else.
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
733 EQ FICO 05/2016
734 TU FICO 05/2016
740 EX FICO 05/2016
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Community Leader
Senior Contributor
Posts: 30,653
Registered: ‎02-07-2013
0

Re: Do not sign up for SCOREWATCH!


GenericUser wrote:

Just tired to cancel ScoreWatch online as well and got the message that I need to call to cancel.  Of course they aren't open on Sundays.

 

The whole thing leaves a sour taste in my mouth especially when I see the "3 credit reports & scores" peddled to me on this site for $59.95 when I can get the same thing from competitors at $39.95, and better yet I can sign up for a 7 day trial at all 3 bureaus and grab the report and score for $1 each.

 

I don't see any value at all in ScoreWatch.  The score changes are what they are.  Checking the score once a year is sufficient.


The scores you get anywhere other than here and that includes directly from the CB's are FAKO 

This is the only site to get true FICO scores 

I understand your frustration as I read your other post ...but that sounded like a marketing error IMO 

The ball was dropped in proof reading 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Member
Posts: 44
Registered: ‎05-01-2007
0

Re: Do not sign up for SCOREWATCH!

you CAN get fico scores elsewhere.  At least you can get it with Transunion.  It's not easy and you have to read, but you can get them.  You can also get them with Equifax plus the score simulator is closer to the old myfico one.  Not the newer, flater, less information one they are implementing now.  Experian you can't at the moment as far as I know.

16k7.8k7.5k1.75k13.5k4k8001k5k12.9k8k


Frequent Contributor
Posts: 465
Registered: ‎10-11-2013
0

Re: Do not sign up for SCOREWATCH!


Bdj1 wrote:

you CAN get fico scores elsewhere.  At least you can get it with Transunion.  It's not easy and you have to read, but you can get them.  You can also get them with Equifax plus the score simulator is closer to the old myfico one.  Not the newer, flater, less information one they are implementing now.  Experian you can't at the moment as far as I know.


You can get a TU FICO from certain CCC's....Discover, Barclays, Walmart.  I don't know of a single place you can actually buy your TU FICO or any FICO (exception of Equifax.com), other than here.   If you know, please share.

(EX08 - 654) --- (TU08 - 643) --- (EQ08 - 667) --- (EQ04 - 676)


New Visitor
Posts: 2
Registered: ‎05-23-2014
0

Re: Do not sign up for SCOREWATCH!

This is not your real fico score anyway.  I have had two completely different lenders pull my score and this site was off by 80, 80, and 90 points.  That was humiliating

Moderator
Posts: 27,207
Registered: ‎09-13-2012
0

Re: Do not sign up for SCOREWATCH!


altaly wrote:

This is not your real fico score anyway.  I have had two completely different lenders pull my score and this site was off by 80, 80, and 90 points.  That was humiliating


The score provided on this website is a real FICO 08.  Lenders (mtg) lenders use a different scoring model.  

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