Credit at a glance shows my total revolving as $3902, which is correct. But when I go to use the Score Simulator it shows $3437, a difference of $465, which happens to be the most recently reported balance of one of my credit cards (open/paid as agreed). Any ideas why this is?
Cap One unsecured.
Is there a limit reporting on the CapOne?
Oh....is there a dispute comment within the TL?
Even if the dispute ended some time ago, the comment could still remain. I'd check to make sure. That would explain why it isn't factored.
Right. Once the comment goes away, then expect a score drop. If the comment goes away, and util is in check, then the score could increase if util is improved.