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Experian and TransUnion Score Change Alerts

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New_Beginning
Frequent Contributor

Re: Experian and TransUnion Score Change Alerts


@EW800 wrote:

@shengnes wrote:

My husbands account had an alert from Experian this morning. Which was interesting since it was for an account that got the 7 - 10 day message, so we assumed was denied. I guess not! We haven't even received anything in the mail yet.


It is great to see that we are seeing reports of Exp alerts coming through!

 

Shengnes, if I may ask, was it just notification of a new account, score change or both?  

 

 


My alert was a balance change and score change for Experian


Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 (MyFICO) As of Sep 2015
Goal Score: 750 or higher across the board

Take the myFICO Fitness Challenge
Message 11 of 20
EW800
Valued Contributor

Re: Experian and TransUnion Score Change Alerts


@New_Beginning wrote:


My alert was a balance change and score change for Experian


 

Outstanding!  

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 12 of 20
shengnes
Valued Member

Re: Experian and TransUnion Score Change Alerts


@mrldp40 wrote:

maam was his score update also at experian



Yes his score was updated also.

Message 13 of 20
shengnes
Valued Member

Re: Experian and TransUnion Score Change Alerts

Shengnes, if I may ask, was it just notification of a new account, score change or both?


@EW800 wrote:

@shengnes wrote:

My husbands account had an alert from Experian this morning. Which was interesting since it was for an account that got the 7 - 10 day message, so we assumed was denied. I guess not! We haven't even received anything in the mail yet.


It is great to see that we are seeing reports of Exp alerts coming through!

 

Shengnes, if I may ask, was it just notification of a new account, score change or both?  

 

 


Yes it was a notification of a new account and a score change as well. 

Message 14 of 20
mrldp40
Established Contributor

Re: Experian and TransUnion Score Change Alerts

are these the 29.99 services or the 19.99 ones?

ready to start a rebuild ex 533 eq 518 tu 541
inquiries EQ 2 EX 0 TU 1 multiple charge off current card green dot secured 500
Message 15 of 20
shengnes
Valued Member

Re: Experian and TransUnion Score Change Alerts


@mrldp40 wrote:

are these the 29.99 services or the 19.99 ones?


My husband and I both have the 19.99 ones.

Message 16 of 20
New_Beginning
Frequent Contributor

Re: Experian and TransUnion Score Change Alerts


@shengnes wrote:

@mrldp40 wrote:

are these the 29.99 services or the 19.99 ones?


My husband and I both have the 19.99 ones.


I have the $19.99 subscription as well


Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 (MyFICO) As of Sep 2015
Goal Score: 750 or higher across the board

Take the myFICO Fitness Challenge
Message 17 of 20
SusieQ
Regular Contributor

Re: Experian and TransUnion Score Change Alerts

Just signed up myself 2 days ago.  All I got so far was Equifax alerts.    WIll post when/if Experian and Trans Union alerts come through.

 

This may become the one and only system I use going forward.

Message 18 of 20
klk
New Member
New Member

Re: Experian and TransUnion Score Change Alerts

I received a TU alert that was for a fraud alert, which I believe is related to a dispute I submitted via EX & this appears to have generated a fraud alert from all 3 agencies.  I know that a fraud alert should not change your score but the TU fraud alert also included a 65 point increase overnight.  I pulled my credit report from TU and do not see anything that has changed so I'm uncertain why my score increased so much.  I'm happy it increased but the alert does not offer any explanation about why, hmmm.

Message 19 of 20
New_Beginning
Frequent Contributor

Re: Experian and TransUnion Score Change Alerts

Finally got an alert for TU on the 3-Bureau Credit Monitoring.....funny as I called today and spoke with a specialist for about 45 mins, she was actually really helpful and nice, She put me on hold a few times, did a little research as I express my concern that why should I continue to pay for a service that I am not getting and have to pay on top what I am already paying to get information I should be getting and the fact that I know my score should have changed because it has via Walmart and I just got notification that my dispute was complete and one of 3 CO's were removed so my something should have moved here and it hadn't since 8/22 that didn't make sense to me. She did say that MyFico was working with TU to try to get more info to us, she was very sincere and patient with me....nonetheless I just got an alert that my balances changed and my score went up by 12 points. However it moved lets see how long this lasts! Small victory....hopefully this is the start of it working properly.


Starting Score: EQ 615 (MyFICO) TU 588 (Walmart) EX 576 (EX Website) Started this journey 06/26/2014
Current Score: EQ 710 (MyFICO) TU 673 (Walmart) TU 726 (MyFICO) EX 706 (MyFICO) As of Sep 2015
Goal Score: 750 or higher across the board

Take the myFICO Fitness Challenge
Message 20 of 20
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