04-19-2008 04:19 AM
04-21-2008 04:13 PM
04-21-2008 06:29 PM
Only two of the credit bureaus in Canada -- Equifax and TransUnion -- offer FICO scores. They can be contacted at:
04-21-2008 08:00 PM - edited 04-21-2008 08:25 PM
Barry, this is interesting! Are these US FICO scores for Canadian residents, or are these Canadian scores? I had always read that unless you have a US address, you can't get a FICO score.
These are Fair Isaac-developed scores based on Canadian consumer credit bureau information that are used by lenders in Canada. The scores are similar to US FICO scores -- similar scoring factors, higher the score the lower the risk, etc. -- but have different ranges.
As for whether you can get a FICO score without a US address...you can, but it won't be a US FICO score, which you'll need to get credit in the US. Does than make sense?
08-23-2008 10:48 AM
08-24-2008 01:01 PM
We just expanded our education organization into Canada and there seems to be some confusion on where Canadian residents can get their Fico scores, as opposed to non-Fico scores. Are the bureaus there selling the real Fico score or does MyFico.com offer scores to Canadian residences.
Debt Free Project International
08-26-2008 08:48 PM