Guys,Any idea from where can you get all three FICO scores for Canadian residents.ThanksEd
Only two of the credit bureaus in Canada -- Equifax and TransUnion -- offer FICO scores. They can be contacted at:
Barry, this is interesting! Are these US FICO scores for Canadian residents, or are these Canadian scores? I had always read that unless you have a US address, you can't get a FICO score.
These are Fair Isaac-developed scores based on Canadian consumer credit bureau information that are used by lenders in Canada. The scores are similar to US FICO scores -- similar scoring factors, higher the score the lower the risk, etc. -- but have different ranges.
As for whether you can get a FICO score without a US address...you can, but it won't be a US FICO score, which you'll need to get credit in the US. Does than make sense?
We just expanded our education organization into Canada and there seems to be some confusion on where Canadian residents can get their Fico scores, as opposed to non-Fico scores. Are the bureaus there selling the real Fico score or does MyFico.com offer scores to Canadian residences.
Debt Free Project International