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@Anonymous wrote:
ok - thanks - that helps. I saw that on the product page (the seal) so I just wanted to make sure they were real before I bought another fako. At this point I don't need to waste money on scams. One more question - how often can you check your score on score watch - Everyday, two - three times a day, etc?
January 18, 2008Since it gives the new score, I technically didn't need to pay for a report, but of course, I did. FICO scores are pretty much my only vice these days.
Alert: Your FICO® score has exceeded your target score of 693
Score Watch alert/Changes to your FICO® Score
Your FICO® score has gone up to 710 on January 18, 2008.
Target score alert: Your FICO® score has exceeded your target score of 693.
Changes to your credit report
Your FICO® score went up on a day when there were no credit alerts on your Equifax Credit Report™. This can happen if:
* The balances on one or more of your credit accounts decreased. In general, less debt is better for your score.
* The credit limit on one or more of your credit accounts increased. Larger credit limits tend to help your FICO® scores if your balances remain the same.
* Negative information on your credit report, such as a bankruptcy, collection, or record of a late payment, was removed because it was more than 7 years old (or 10 years old in the case of a bankruptcy).
* Negative information on your credit report is not harming your FICO® score as much as before because it is now older. Past negative credit behavior, like missing payments or defaulting on loans, are offset over time by more recent history of credit responsibility.