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myhearts07 wrote:Hey allQuestion? I have been trying to purchase my scores through MYFICO and I have a fraud alert on my SSN. Will this prevent me from being able to purchase?No, fraud alerts won't affect you being able to purchase your FICO scores. The alerts are merely barriers between you and the lending world, just extra security questions you will have to answer to prove your identity. I have a 7 year fraud alert on my reports but it didn't have any affect on me purchasing my FICO scores.
myhearts07 wrote:Question? I have been trying to purchase my scores through MYFICO and I have a fraud alert on my SSN. Will this prevent me from being able to purchase?
I agree - that is exactly what happened to me.
My question though is how does a fraud alert affect my credit or does it at all besides having to answer questions.
A fraud alert has no impact on your FICO score.
natasjlp wrote:
I agree - that is exactly what happened to me.
My question though is how does a fraud alert affect my credit or does it at all besides having to answer questions.
natasjlp wrote:
someone told me it can affect trying to obtain CLIs - I also heard it may cause an issue when trying to get a mortgage? Is there any validity to this?