How dose Myfico works?

[Anonymous]

I am new here, and i am trying to figure out which Myfico product to buy to watch my credit score....but i don't know which one is best for credit watch. And would that affect my credit score if i started using Fico for my Credit watch...? ( since i have already checked my score through transunion this year).

[Tuscani]

Scorewatch from MyFico is the only score monitoring service where you can get for your actual scores. Unfortuneately the Scorewatch service only works for Equifax.

Now if you are more interested monitoring the reports rather than scores, the one service I recommend is truecredit.com. Just remeber, the scores provided there are considered FAKO (meaning they are not the true scores lenders see).