cancel
Showing results for 
Search instead for 
Did you mean: 

Inconsistent report verbiage

Moderator

Inconsistent report verbiage

From a 01/01/13 pull of Transunion via myFico:

 

Under "What's helping your FICO score"

 

1) There is no evidence of a serious delinquency (60 days past due or greater) or derogatory description on your credit report. 

 

Followed by in the box:

 

- Number of your accounts that were ever 60 days late or worse: 1 account 

 

 

 

The late payment is legit, so it's likely something in your report generation code that's gone a little wonky; or it's being looked at by age and mine is >2 years ago.  In either event more clarity or consistency would be a good thing I suspect.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge