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When SW issues a score update, can you trust that that is the current score you would get say if you pulled a ScorePower report right then? I realize SW does not alert upon every change. But when it updates the score, is it based on a fresh pull of the report with the report itself not being shown to us? I assume this is the case, but want to double check.
@Anonymous wrote:
When SW issues a score update, can you trust that that is the current score you would get say if you pulled a ScorePower report right then? I realize SW does not alert upon every change. But when it updates the score, is it based on a fresh pull of the report with the report itself not being shown to us? I assume this is the case, but want to double check.
Hi avenka,
Yes, the updated SW score is the same score you would get if, for example, you pulled a EQ score at myFICO the same day that SW pulled it. But since the score you receive via a SW alert is at least one day old, there's a chance that the day-old score you receive through SW today and the new score you pull today might be different. A SW score goes through the same process as a EQ FICO score pulled for other reasons, i.e. lender pulls. Make sense?
-Barry
Thanks.