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Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Is Scorewatch worth 15 bucks a month?


paramed3 wrote:

It's our information it should be FREE !!! It's an accumulation of Data of us and should be given to us not used to gouge us with hopes it has moved and you know LLecs that is True !


:smileyhappy:  There are a few threads on here on that topic and I'd hate to rehash it on this thread. A side bit of info that may or may not influence your stance, but myFICO charges the fee and most of that fee goes directly to the CRA. The CRA charges myFICO for your info. I don't know if this is fact for sure or not, but it seems like former myFICO leadership mentioned that more than half of the costs for your reports goes to the CRA. MyFICO doesn't keep your info or even know what's on or not on your reports without the CRAs. The rest of the $$$$ goes to pay scientists, mathemeticians, corporate offices, staff, taxes, taxes, and more taxes (based in CA). 

 

Speaking as a consumer, I don't mind paying the $$$. It's not my score. I didn't calculate it. I suppose I could spend millions trying to duplicate it, but then I'd still have to pay the CRA by which to pull the data for my own score calc. Now you should know that you can get all 3 FICOs for free. 

Regular Contributor
paramed3
Posts: 109
Registered: ‎07-01-2013
0

Re: Is Scorewatch worth 15 bucks a month?

Not looking to get them for free but paying 54.00 is stupid and I do not plan to do that. I will update you once I talk to them. If you don't hear from me you know I am Gone !!

Starting FICO Score 2007: >> >> 533 -- God those were some Dark Days !!
Current >>>> 10-07-2013 - (Experian 780 - (Equifax 760 ) - ( Transunion 772 )
FICO Goals: 780 For all 3 or above
Ultimate Fico 800 - 850 :
Regular Contributor
paramed3
Posts: 109
Registered: ‎07-01-2013
0

Re: Is Scorewatch worth 15 bucks a month?

Your order for Score Watch® has been cancelled. If you have questions, please Contact us.

Thank you,

myFico Customer Care 

 

DONE !!!!

Starting FICO Score 2007: >> >> 533 -- God those were some Dark Days !!
Current >>>> 10-07-2013 - (Experian 780 - (Equifax 760 ) - ( Transunion 772 )
FICO Goals: 780 For all 3 or above
Ultimate Fico 800 - 850 :

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

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