Credit Cards Center Credit cards from our partners
Reply
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
0

Re: Is Scorewatch worth 15 bucks a month?


paramed3 wrote:

It's our information it should be FREE !!! It's an accumulation of Data of us and should be given to us not used to gouge us with hopes it has moved and you know LLecs that is True !


Smiley Happy  There are a few threads on here on that topic and I'd hate to rehash it on this thread. A side bit of info that may or may not influence your stance, but myFICO charges the fee and most of that fee goes directly to the CRA. The CRA charges myFICO for your info. I don't know if this is fact for sure or not, but it seems like former myFICO leadership mentioned that more than half of the costs for your reports goes to the CRA. MyFICO doesn't keep your info or even know what's on or not on your reports without the CRAs. The rest of the $$$$ goes to pay scientists, mathemeticians, corporate offices, staff, taxes, taxes, and more taxes (based in CA). 

 

Speaking as a consumer, I don't mind paying the $$$. It's not my score. I didn't calculate it. I suppose I could spend millions trying to duplicate it, but then I'd still have to pay the CRA by which to pull the data for my own score calc. Now you should know that you can get all 3 FICOs for free. 

Regular Contributor
Posts: 193
Registered: ‎07-01-2013
0

Re: Is Scorewatch worth 15 bucks a month?

Not looking to get them for free but paying 54.00 is stupid and I do not plan to do that. I will update you once I talk to them. If you don't hear from me you know I am Gone !!

Starting FICO Score 2007: >> >> 533 -- God those were some Dark Days !!
Current >>>> 9-29-15 - (Experian 800 FICO-8 - (Equifax 798) - ( Transunion 808 )FICO Goals: 820-830 For all 3 or above
Ultimate Fico 850 x 3 Even if for a week Just to say I crawled out of the sewer and trust me it was the pits. I could not borrow a cent
Regular Contributor
Posts: 193
Registered: ‎07-01-2013
0

Re: Is Scorewatch worth 15 bucks a month?

Your order for Score Watch® has been cancelled. If you have questions, please Contact us.

Thank you,

myFico Customer Care 

 

DONE !!!!

Starting FICO Score 2007: >> >> 533 -- God those were some Dark Days !!
Current >>>> 9-29-15 - (Experian 800 FICO-8 - (Equifax 798) - ( Transunion 808 )FICO Goals: 820-830 For all 3 or above
Ultimate Fico 850 x 3 Even if for a week Just to say I crawled out of the sewer and trust me it was the pits. I could not borrow a cent

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.