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Issues with Score watch,

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ktl72455
Valued Contributor

Issues with Score watch,

Got the alert today, looked and it said 2 accounts increased and its the same account:

 

to your credit report

 
Score Watch® alert
February 20, 2013  
 
 
new
 
 
new
Account balance increases
 
 
          2 of your accounts reported balance increases       
CAPITAL ONE
(XXXXXXXXXXXX0970)
    New balance: $284  
Account opened: 3/2012
Description: Credit card Amount in H/C column is credit limit
 Previously reportedNewly reported
Account balance:$0$284
You received this alert because this balance which was previously $0 increased to $284.  This exceeded your alert limit of $5. You can change the settings for this kind of alert here.
Contact: CAPITAL ONE, PO Box 30253, Salt Lake City, UT, 841300253   •   (800) 477-6000
CAPITAL ONE
(XXXXXXXXXXXX0970)
    New balance: $284  
From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 1 of 4
3 REPLIES 3
llecs
Moderator Emeritus

Re: Issues with Score watch,

The pics aren't coming up on my Mac that well, but I think I get it. Both were for a balance increase right? By default within your Settings within SW there's an option to receive an alert if your balance increases by $X and another for a balance increase based on X%. I think the default is $5 and 5%, but can't remember. Anyway, anytime your balance increases by both X% and $X, then SW will send out a double alert for the same account. If this is annoying, you can easily remedy that by going into SW Settings and change one of the two settings to "N" for no.

Message 2 of 4
ktl72455
Valued Contributor

Re: Issues with Score watch,

Thanks!!! I checked it out and I had bot set like you said, so it explains why the double alert!!  On a positive note there was no score decrease!!  :-)

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 3 of 4
Gunnar419
Valued Contributor

Re: Issues with Score watch,

I know this is an issue that's come up before, and the explanation about settings is a good one (thank you). But really, SW should be able to distinguish between two accounts and one account that's triggering two alerts. The language that "two of your accounts" have updated causes unnecessary alarm.

Message 4 of 4
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