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Issues with Score watch,

Established Contributor

Issues with Score watch,

Got the alert today, looked and it said 2 accounts increased and its the same account:

 

to your credit report

 
Score Watch® alert
February 20, 2013  
 
 
new
 
 
new
Account balance increases
 
 
          2 of your accounts reported balance increases       
CAPITAL ONE
(XXXXXXXXXXXX0970)
    New balance: $284  
Account opened: 3/2012
Description: Credit card Amount in H/C column is credit limit
 Previously reportedNewly reported
Account balance:$0$284
You received this alert because this balance which was previously $0 increased to $284.  This exceeded your alert limit of $5. You can change the settings for this kind of alert here.
Contact: CAPITAL ONE, PO Box 30253, Salt Lake City, UT, 841300253   •   (800) 477-6000
CAPITAL ONE
(XXXXXXXXXXXX0970)
    New balance: $284  
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 1 of 4
3 REPLIES
Moderator Emeritus

Re: Issues with Score watch,

The pics aren't coming up on my Mac that well, but I think I get it. Both were for a balance increase right? By default within your Settings within SW there's an option to receive an alert if your balance increases by $X and another for a balance increase based on X%. I think the default is $5 and 5%, but can't remember. Anyway, anytime your balance increases by both X% and $X, then SW will send out a double alert for the same account. If this is annoying, you can easily remedy that by going into SW Settings and change one of the two settings to "N" for no.

Message 2 of 4
Established Contributor

Re: Issues with Score watch,

Thanks!!! I checked it out and I had bot set like you said, so it explains why the double alert!!  On a positive note there was no score decrease!!  :-)

12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
7/31/16 TU 710 ~ EQ 699~ Ex 705
My Wallet: Cap1 3,500K ~FH 2950 Credit One 1800~Credit one #2 1500.00~Orchard Bank 400 ~NFCU nRewards 18K~NFCU Cash Rewards signature| 11K ~Care Credit 4,500
Last Negs to fall off: 2-Cap1 CO's PD (fall off 3/17)
Message 3 of 4
Valued Contributor

Re: Issues with Score watch,

I know this is an issue that's come up before, and the explanation about settings is a good one (thank you). But really, SW should be able to distinguish between two accounts and one account that's triggering two alerts. The language that "two of your accounts" have updated causes unnecessary alarm.

Message 4 of 4