06-17-2007 03:04 PM
07-01-2007 10:59 PM
07-05-2007 03:38 PM
07-05-2007 07:07 PM
Noah_Bodie wrote:FACTA said the CRAs have to give you a free report. Nothing about free FAKOs and certainly nothing about free FICOs.
07-06-2007 09:48 AM
FICO is a business. If I were to give my product out for nothing I wouldn't last long.
07-06-2007 03:54 PM
FICO is a business. If I were to give my product out for nothing I wouldn't last long.Even with the FACTA requirements on CRAs to give out free CRs once a year, they ain't hurting. They more than make it up on their 3-in-1 monitoring services, and I suspect a lot of consumers are still paying $8-12 a shot for their CRs. I won't even get started on the obfuscation that appears intended to deter disputes and get one to buy another report.
Copyright ©2001-2013 Fair Isaac Corporation.
All rights reserved.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.