myFICO® Product Feedback

[diane4fico07]

I have been with this service for a short time, but I must admit, I don't like paying to update my credit score when I please.  On the other hand, when FICO is good about notifying yours truly when my credit score goes up or down (heaven forbid!:

They are also accurate in notifying me when one of my creditors balances goes up.  Overall, I like FICO and I have no real complaints......not yet.....

Diane

[Noah_Bodie]

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=5457

[Snoop]

I agree with not being happy about paying to see your friggin credit score. It's an ultra rip-off and a racket.

[Noah_Bodie]

FACTA said the CRAs have to give you a free report. Nothing about free FAKOs and certainly nothing about free FICOs.

[smallfry]

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Noah_Bodie wrote:

FACTA said the CRAs have to give you a free report. Nothing about free FAKOs and certainly nothing about free FICOs.

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FICO is a business. If I were to give my product out for nothing I wouldn't last long.

[Noah_Bodie]

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smallfry wrote:

FICO is a business. If I were to give my product out for nothing I wouldn't last long.

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Even with the FACTA requirements on CRAs to give out free CRs once a year, they ain't hurting. They more than make it up on their 3-in-1 monitoring services, and I suspect a lot of consumers are still paying $8-12 a shot for their CRs. I won't even get started on the obfuscation that appears intended to deter disputes and get one to buy another report.

[smallfry]

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Noah_Bodie wrote:

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smallfry wrote:

FICO is a business. If I were to give my product out for nothing I wouldn't last long.

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Even with the FACTA requirements on CRAs to give out free CRs once a year, they ain't hurting. They more than make it up on their 3-in-1 monitoring services, and I suspect a lot of consumers are still paying $8-12 a shot for their CRs. I won't even get started on the obfuscation that appears intended to deter disputes and get one to buy another report.

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TC is cheap enough for most to afford.