Noah_Bodie wrote:FACTA said the CRAs have to give you a free report. Nothing about free FAKOs and certainly nothing about free FICOs.
FICO is a business. If I were to give my product out for nothing I wouldn't last long.
FICO is a business. If I were to give my product out for nothing I wouldn't last long.Even with the FACTA requirements on CRAs to give out free CRs once a year, they ain't hurting. They more than make it up on their 3-in-1 monitoring services, and I suspect a lot of consumers are still paying $8-12 a shot for their CRs. I won't even get started on the obfuscation that appears intended to deter disputes and get one to buy another report.