My wish list myFico product

[tryingtogetitrightnow]

Here's the product I'd like to have from myFico.

It monitors all 3 (real myFico) credit scores and alerts me when there's a change (up or down). Within a few days would be fine. And I can pull all 3 credit reports like once a month. If something like that existed I'd pay $30/month for it. I would imagine a lot of other people would pay that price too for that product.

I'm guessing pulling the credit reports from TransUnion and Experian costs myFico a lot, so that's why they can't offer that kind of a product for that kind of a price?

Currently, I have the TrueCredit product, so I can pull all 3 reports whenever I want. I just wish there was a way to monitor all 3 of my real myFico credit scores.

[Anonymous]

I think we all would like something like that. Unfortunately that creature does not exist.

[haulingthescoreup]

The CRA's have to be willing to go along, and TU and EX have their FAKO's to sell.

I don't think that it's a coincidence that EQ is the only CRA that doesn't sell its own FAKO's (although others sell EQ FAKO's), and EQ is the only CRA with a FICO score monitoring service!

[Anonymous]

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tryingtogetitrightnow wrote:
Here's the product I'd like to have from myFico.

It monitors all 3 (real myFico) credit scores and alerts me when there's a change (up or down). Within a few days would be fine. And I can pull all 3 credit reports like once a month. If something like that existed I'd pay $30/month for it. I would imagine a lot of other people would pay that price too for that product.

I'm guessing pulling the credit reports from TransUnion and Experian costs myFico a lot, so that's why they can't offer that kind of a product for that kind of a price?

Currently, I have the TrueCredit product, so I can pull all 3 reports whenever I want. I just wish there was a way to monitor all 3 of my real myFico credit scores.

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I would go as high as $50/month for it. It would be so valuable. I am reading from everywhere to decide which service is the best for my needs. Still trolling.