This has been the case for me too. In the last 5 days, for example, I had 2 collections removed (PIF to the OC in February). I just pulled transunion (the only CRA that the collection was reported to) and they are already reflecting the removals. Haven't heard a peep from my 3B premiere
Slow to the point of annoying...
Waiting for a new Inq to show up on EQ
Waiting for a new account to show on TU.
MyFICO seems to be a day or two behind the free providers.
Yeah... Really slow... For example -- my AMEX card statement closed on the 24th.. On the 25th, I did a check on Credit Karma... The balance change (as well as a corresponding score increase) came through on both EQ & TU when checking CK... Here we are on the 27th, and still nothing from myFICO.
I've also had instances where myFICO took as long as a week to update after the changes were showing on Credit Karma.. I'm on Premier 3B, and I've had this happen after I was eligible to pull a new monthly 3B report, and the changes from a week prior were not on the 3B report that myFICO supposedly pulled.
I dont think myFICO actually pulls a new report.. I think they rely on streaming updates from some 3rd party supplier, and with those updates they assemble a new report that is then applied to the various simulators and score models. I think its a bit deceiving.
Yeah... The slowness is ridiculous... Just based on TransUnion activity and AMEX:
AMEX updated TU for one account of mine 7 days ago, verified on WalletHub -- still waiting for myFico to show those changes.
AMEX updated TU for a different account of mine 5 days ago, also verified on WalletHub -- still nothing from myFico.