No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I was disappointed to find out that paying $4.95 a month for the TU monitoring doesn't get you a score update like EQ does. The score only updates quarterly at the same time you get a new report. So essentially, you pay regular price for an item that doesn't update until after 3 months. Where is the savings deal? I can pay $19.95 whenever I want to pull the report anyways, but with the monitoring it's like you're on a payment plan. Am I missing something here?
Why TUQM? I subscribed because of the 20% discount off future TU reports. Under the subscription you can only pull quarterly. It's actually an automatic pull. So every 3 months you pay $14.95 (spread monthly) vs. $19.95/report. That alone saves you a few bucks. But also if you wanted to pull TU more often than every 3 months, you can do so at a cost of $15.96/report vs. $19.95/report which still saves you $$. Leading up to our mortgage I pulled 3x/month each report and the savings really helped. Basically TUQM is a pre-paid report plan.
BTW, zapped your other post because an identical post was made here.