Credit Cards Center Credit cards from our partners
Reply
Member
Posts: 47
Registered: ‎02-15-2017
0

Re: Myfico Premiere 3B ?

Well I just renewed my 3b coz I wanted a updated report last week and scores. They actually refunded me 6 dollars coz it didn't go the whole month. I guess they prorated it which was nice of them. And the new subscription was just started so I guess there accounts department is going to love me lol. Side note. They gave me 96 hours to make my descion. I'm deff. Taking it
Established Contributor
Posts: 687
Registered: ‎09-28-2016
0

Re: Myfico Premiere 3B ?

Sweet!
gardening since: 12/02/2016.... last updated: 03/02/2017....rebuild starting score: (02/20/2016) EQ: 648 TU: 642 EX: 657
Curr. Score (Mortgage): EQ 05: 727, TU 04: 745, EX 02: 796
Goal Score (Mortgage): EQ 05: 760, TU 04: 760, EX 02: 796
Curr. Score (Fico 8): EQ: 760, TU: 769, EX: 801
Goal Score (Fico 8): EQ: 800, TU: 800, EX: 801 .......Take the myFICO Fitness Challenge
Community Leader
Senior Contributor
Posts: 3,189
Registered: ‎07-17-2014

Re: Myfico Premiere 3B ?


LOTR wrote:

It is a lot of money, but you're not just getting the four reports for the Premier.  You're getting score updates and access to how many other scoring models?- for mortgage, auto and  bank- for all CBs.  I don't think any of the free or lower cost products provide all of this.

Yup, I agree with you entirely.  You get twelve reports with the Premier, which is far better than the Ultimate.  That why I was saying that the Premier is arguably a good deal whereas (in my opinion) the Ultimate (with its four reports) has lost its value.

 

And its not just the credit reports in themselves.  With the Premier you get that huge family of scores every month.  That three times as often as you get them with the Ultimate. 

 

Even with those improvements, the myFICO products would be at serious risk if they hadn't made the decision to offer FICO 9 in the last year.  That was another smart decision -- nice way to retain their fan base.  No inexpensive way to get access to your FICO 9's that I know of.

 

PS.  And yes, you are entirely right I am the bad-ass of cheapitude.  Something I suppose I should work on.

Established Contributor
Posts: 687
Registered: ‎09-28-2016
0

Re: Myfico Premiere 3B ?


CreditGuyInDixie wrote:

LOTR wrote:

It is a lot of money, but you're not just getting the four reports for the Premier.  You're getting score updates and access to how many other scoring models?- for mortgage, auto and  bank- for all CBs.  I don't think any of the free or lower cost products provide all of this.

Yup, I agree with you entirely.  You get twelve reports with the Premier, which is far better than the Ultimate.  That why I was saying that the Premier is arguably a good deal whereas (in my opinion) the Ultimate (with its four reports) has lost its value.

 

And its not just the credit reports in themselves.  With the Premier you get that huge family of scores every month.  That three times as often as you get them with the Ultimate. 

 

Even with those improvements, the myFICO products would be at serious risk if they hadn't made the decision to offer FICO 9 in the last year.  That was another smart decision -- nice way to retain their fan base.  No inexpensive way to get access to your FICO 9's that I know of.

 

PS.  And yes, you are entirely right I am the bad-ass of cheapitude.  Something I suppose I should work on.


LOL!  Yes.You.Are!  Not a bad trait to have, I might add.

 

Yeah, I realized after I posted, that you did give a thumbs up to the Premier, but I knew you would point that out again in case I missed it. Smiley Wink

gardening since: 12/02/2016.... last updated: 03/02/2017....rebuild starting score: (02/20/2016) EQ: 648 TU: 642 EX: 657
Curr. Score (Mortgage): EQ 05: 727, TU 04: 745, EX 02: 796
Goal Score (Mortgage): EQ 05: 760, TU 04: 760, EX 02: 796
Curr. Score (Fico 8): EQ: 760, TU: 769, EX: 801
Goal Score (Fico 8): EQ: 800, TU: 800, EX: 801 .......Take the myFICO Fitness Challenge
Highlighted
Established Contributor
Posts: 687
Registered: ‎09-28-2016
0

Re: Myfico Premiere 3B ?

I have a feeling, myFico may be adding new products in the near future - or maybe atleast offering back the monthly subscription on a regular basis. I would die for a weekly subscription package if it didn't cost an arm and a leg!
gardening since: 12/02/2016.... last updated: 03/02/2017....rebuild starting score: (02/20/2016) EQ: 648 TU: 642 EX: 657
Curr. Score (Mortgage): EQ 05: 727, TU 04: 745, EX 02: 796
Goal Score (Mortgage): EQ 05: 760, TU 04: 760, EX 02: 796
Curr. Score (Fico 8): EQ: 760, TU: 769, EX: 801
Goal Score (Fico 8): EQ: 800, TU: 800, EX: 801 .......Take the myFICO Fitness Challenge

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.