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No alerts on FICO Quarterly Monitoring?

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snowangel
Frequent Contributor

No alerts on FICO Quarterly Monitoring?

I'm confused.  I know there have been inquiries made on my TU report, but I'm not seeing updates or alerts.  I am I missing something?



EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14
Message 1 of 3
2 REPLIES 2
snowangel
Frequent Contributor

Re: No alerts on FICO Quarterly Monitoring?

I ended up pulling my report directly from TU just to verify and I have 1 old inquiry showing up that isn't showing on the myfico report and 3 new inquiries that I haven't received alerts for. 

 

This stinks.  Why the difference is what is being reported? and why am I not receiving any alerts?



EQ: 662 | TU: 682 | EX Plus: 764
SL baddies fall off between Jan '13 - Oct '14
Message 2 of 3
Barry
Administrator Emeritus

Re: No alerts on FICO Quarterly Monitoring?

Hi snowangel,

 

What you're describing is most likely due to FICO Quarterly Monitoring alerting you to credit report and FICO score changes on a quarterly basis.  Personal ID changes, i.e. address, phone number, found in non-credit bureau databases are monitored on a weekly basis.  Here is more info on FQM.

 

-Barry

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