I'm a little frustrated because yesterday I wasted a free credit report --the one you get when you sign up for score watch, then turns into 30% off for each report after--anyways, i wasted my report because I knew i had positive stuff that should have been giving me alerts because they were already updating on Credit Karma. Why am i paying for a service that doesn't alert me of score changes like it promises.
I had my settings set at current score and had a couple things change and got no alert, but when i wasted my free report my score showed a 7 point increase and all the new stuff. 
i love coming onto myfico, as i've learned alot from all of you, I just don't want to be feeling like i'm wasting money, paying the monthly subscription fee when i have to buy a report to make sure things are being updated on my reports correctly --what score watch was suppose to be helping me with.
Sorry everyone, i'm just needing to vent
I really do like this site, though. P.S. I forgot to mention, they gave me one alert stating "no score changes on your report" im not sure if i quoted it word for word my apologies, but it said no score change WHEN it did go up 7 points.
I've found event driven changes update and alert much quicker than non event driven changes. Meaning, an inquiry or a new account alert (with a resulting score change soon after) will happen within a day or two of reporting, whereas aging or deletion (since it doesn't trigger an event alert) will take until ScoreWatch does an intermittent check and subsequent score alert.
Case in point: I was sitting at a 645, applied with DCU for a car loan, and they quoted me at 660. This confused me, because DCU and MyFICO both use the Beacon score (EQ04), so they should have been spot on. Two days later when the INQ hit my reports, I instantly got a notification from ScoreWatch for the INQ, and my score updated to 660 on here as well.
My target score is set to my current score, and no new TL have been added. But If i understand what you are saying correctly, the score alert I received the other day contains my current score even though i paid down a tremendous amount of debt 74% -> 1% on open active accounts - that just sounds fishy,
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