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Old subscriber coming back and shocked!

Regular Contributor

Old subscriber coming back and shocked!

I was once a subscriber to myFICO and use to pay something like 99 a year for 2 reports with all 3 bureaus and active monitoring. What caused the prices to go up so high? Does anyone actually pay it? Does any one know of similar sites with better prices?

Message 1 of 4
Valued Member

Re: Old subscriber coming back and shocked!


I was on here about 4-5 years ago. I just came back this year and was also shocked at the difference in subscribing to MyFico scores. Completely shocked. 


I now use credit karma to monitor and work on what is on my report, and I check my fico 8 via my Walmart credit card account.

I am now needing my mortgage scores, so I am going to have to cough up the money.....I don't agree with the cost, but would rather pay it than be blindsided with a score not meeting requirements for a mortgage...


and welcome back! Still find great info on here so it's worth hanging around.

Message 2 of 4

Re: Old subscriber coming back and shocked!

As a new user, the services seem pretty pricey to me.

Starting Score: 768
Current Score: 780
Goal Score: 815

Message 3 of 4

Re: Old subscriber coming back and shocked!

I couldn't even buy them since I am being blocked by myfico to purchase any credit report though them. At least you all can still purchase a report. Right now I am getting my report through Experian instead. I got scold by a rep for trying to purchase 3 credit reports from here after I told her I also purchase a report from Experian. Weird experience and I wrote that on my survey. However I am still being blocked.

Starting Score: (Nov 13) EQ 650, EXP 750, TU 750
Score: (Aug 2, 2014) EQ 722, EXP 780, TU 777
Score: (Aug 11, 2014) EQ 781, EXP 784, TU 779
Score(Nov 22, 2014) EQ 814, EXP N/A, TU 781
Score(Dec 16, 2017) EQ > 720, EXP ?, TU > 730
Score(Mar 10, 2018) EQ 736, EXP 740, TU 724
Score(Apr 7, 2018) EQ 752, EXP 753, TU 750(missing Citibank acct 10k EQ and EXP, incorrect Limit TU)
Goal Score: EQ 820, EXP 800, TU 800 | Take the myFICO Fitness Challenge

Barclay - $5400
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