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PLEASE let us turn off Identity Monitoring

Regular Contributor

PLEASE let us turn off Identity Monitoring

Fair Isaac's does credit monitoring well.  Identity Monitoring ... not so much (stated calmly & respectfully).

 

It's a given that, since Equifax provided access to the confidential financial information of more than half of U.S. consumers, our information is out there on the black market / dark web.  There's not a lot to be done about that, other than be vigilant -- but that vigilance is already facilitated by myFICO's existing credit tools.

 

So ... (less calmly) ... can you please let us TURN OFF the identity monitoring functionality if we don't want it, rather than generate alerts that provide no actionable tasks?  It's at best a distraction and, at worst, an unnecessary source of stress.

 

P.S. - FWIW, Experian's functionality is no better -- and it's UI is far more cluttered & inscrutable.

Gardening 'til that miserable 30-day late drops in Q1 2019 ... and my 'New Credit' FICO component crawls out of the gutter.


2019 Goal: 800+
2018 Goal: return to or exceed the 750+ scores of my more fiscally responsible 2010 self

EQ7516 INQ (3 CC, 2 mort, 1 car)
EX7277 INQ (3 CC, 2 HELoan, 2 mort)
TU7895 INQ (3 CC, 2 mort)
4/24 < 5% AAoA 8y 2mo
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