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Do you have any baddies that updated within the month of August (e.g. Reported Date, DOLA change, Status as of Date)?
@llecs wrote:Do you have any baddies that updated within the month of August (e.g. Reported Date, DOLA change, Status as of Date)?
Went through my entire report, both pulled from here - and dispute initiated report through EQ directly. Nothing has changed with regards to late. Both reports (here and there) show 0 accounts late ever
What HAS changed is that it says (when comparing me to FICO high achievers) that my last late pmt was 3 years 4 months ago. When the only derog I have my report is the repo reporting from 2007, but its actual entry shows last payment 05/2008 at which point it was CO'd.
This is both freaking me out and driving me nuts.
@Repo-ed wrote:
@llecs wrote:Do you have any baddies that updated within the month of August (e.g. Reported Date, DOLA change, Status as of Date)?
Went through my entire report, both pulled from here - and dispute initiated report through EQ directly. Nothing has changed with regards to late. Both reports (here and there) show 0 accounts late ever
What HAS changed is that it says (when comparing me to FICO high achievers) that my last late pmt was 3 years 4 months ago. When the only derog I have my report is the repo reporting from 2007, but its actual entry shows last payment 05/2008 at which point it was CO'd.
This is both freaking me out and driving me nuts.
Perhaps you've been re~bucketed ?? Maybe your derog aged past a certain point and you were moved into a different FICO scoring bucket.
I guess that is possible, but wondering how EQ has changed my date of last DEQ from 5 years ago to 3 years ago with no change in the actual report.
@Repo-ed wrote:I guess that is possible, but wondering how EQ has changed my date of last DEQ from 5 years ago to 3 years ago with no change in the actual report.
No idea. Might be worth pulling the complete report from Equifax just to make sure that nothing really changed.
@pizzadude wrote:
@Repo-ed wrote:I guess that is possible, but wondering how EQ has changed my date of last DEQ from 5 years ago to 3 years ago with no change in the actual report.
No idea. Might be worth pulling the complete report from Equifax just to make sure that nothing really changed.
@pizzadude wrote:
@Repo-ed wrote:I guess that is possible, but wondering how EQ has changed my date of last DEQ from 5 years ago to 3 years ago with no change in the actual report.
No idea. Might be worth pulling the complete report from Equifax just to make sure that nothing really changed.
Think I may do just that - thanks