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Wouldn't it be nice if MyFico had a credit pulls database that reflected the results of those who were granted or denied credit with supporting factors (CL, Scores, State of Residency, Credit Bureau(s) accessed, Income, Reason for denial, etc.)? That would be great. I know another site does provide such a database, but their data is not current. This could really help potential applicants by preventing a HP for credit they may not qualify for. Just a wishful thought.
Yes! I think it would be a good idea.
When time allows I find a fair amount of users post good details about their Hard Pull Experiences throughout myFICO Community Forum.
(Only wish I would have spent more time researching PenFed)
However, a quick reference database could be useful. Then again the monthly upkeep as banks changing their policies could make the project a bad image for the site if the volunteers upkeeping the data moved on to other things in their life. Just my two cents. (Feedback)