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Question about the Dispute Forms...

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modernsurrender
Established Contributor

Question about the Dispute Forms...

I went through the dispute forms (from the Suze package) after first pulling my scores, and did dispute letters for TU and EQ.  I naturally did the automatic online dispute for EX since that was what was offered. 
 
I assumed that the TU and EQ dispute forms were to be printed out and mailed, and nothing was submitted electronically, however when I pull up my TC reports, there are accounts showing as disputed on TU and EQ even though I never mailed them in, I just saved copies of the letters that were generated by the form.
 
Now I'm confused. 
 
I want to dispute 2 accounts with TU and EQ, however if I have disputes running already I want to wait until those finish up.
 
Any one know about this for sure?
 
Thanks in advance (again),
Ja' Net
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 1 of 6
5 REPLIES 5
modernsurrender
Established Contributor

Re: Question about the Dispute Forms...

Anyone?
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 2 of 6
Anonymous
Not applicable

Re: Question about the Dispute Forms...

They don't do any work for you other than put together the form letter..............
Message 3 of 6
modernsurrender
Established Contributor

Re: Question about the Dispute Forms...

Yeah, I didn't think they did, but TrueCredit is showing a bunch of stuff as being disputed across the board even though I didn't dispute with anyone but EX (since theirs was the auto online submission.) It's just strange...
 
Thanks for the response Smiley Happy
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 4 of 6
Anonymous
Not applicable

Re: Question about the Dispute Forms...

modernsurrender, yes you are correct. You should not dispute an item that is already IN dispute, until you have received a written response from the CRA in the mail.

It may take up to 30 days for them to respond to your request. That is given by law.

Just be patient, you will receive the letter.

Hope that helps. Smiley Happy
Message 5 of 6
modernsurrender
Established Contributor

Re: Question about the Dispute Forms...

Yeah, That part I understand hehe
 
The part I'm confused about is that I've only disputed with EX (online) and no one else, but TrueCredit shows disputes being filed with ALL THREE.  Now I have things I want to dispute with the other two but am afraid to lol
 
Technically it's past the 30 days from when I filed with EX and I heard from them already, so I'm just gonna hang out and wait for the 45 day mark to hit and see if the disputes with the other two (that I didn't even file?) go away on TrueCredit so I CAN dispute without being worried.
 
I've waited this long already, what's another couple weeks haha 
I'll just print up my letters, get my supporting letters together and wait some more lol
 
Thank ya Again Sylvia Smiley Happy
Start 2/2008: TU 495 || EX 539 || EQ 528
Now 5/2013: TU 716 || EX ??? || EQ 702

Slate: $5000 Simplicity: $5000 David's Bridal: $3500 SW Chase: $3000 FNBO: $3000 Barclay NFL: $2500 BofA: $2400 Discover IT: $1700 Walmart: $1500 Victoria's Secret: $1000 Cap1: $750 Amex Zync: NPSL
(2 derogs to go until I'm squeaky clean in 2014!)
Message 6 of 6
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