04-03-2013 06:57 AM - edited 04-03-2013 06:58 AM
We are paying for the $5/ month credit monitoring here for myself and the wife.
With that we get quarterly TU credit reports.
Both of our credit scores were updated on 1/6/13 along with the new report.
On 1/27 I updated mine and then again on 2/3 because of some oddity I thought I was seeing when I applied for a StateFarm Visa (very large discrepancy in the score they pulled vs the one I was seeing here).
As stated we get quarterly updates on the score and report...so will my upcoming update be based on the 1/6/13 date like it should....or will my having updated it early February screw me over so I dont get one around 4/6/13 based on the 1/6 date for the last quartery update, but rather on when I manually updated on 2/3/13....ie did updating it manually throw the whole quarterly updating timeframe off?
04-04-2013 06:28 PM
04-05-2013 07:46 AM
I wasnt sure how it worked.
No time frame is the same you can buy a report whenever you want it will not change your quaterly date
04-05-2013 07:59 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO