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This morning I received an e-mail that there was a change to my credit score. So I logged in and take a look and the alert says
This score decrease may be caused by these 3 new reasons:
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I scroll down to see that new balances were posted on my account, but then I also feverishly looked for an account that I was 60 days late on and found none. Am I missing something? Or does this particular alert cover delinquency OR balance OR revolving credit history? It really turned into a wild goose chase for something that could be something so small.
Any help is appreciated.
Absent a specific credit alert (e.g. like a new account, new inquiry, etc), SW will only throw out general ideas as to why a score changed and doesn't always mean those reasons apply to you. Anything could have changed which resulted in your score alert like a dropped account, a balance increase under the threshold as set in your settings, an updated baddie, etc. It all depends by how much the score changed.
Thank you Ilecs that makes more sense. The alert should at least say "one or all of these alerts may apply to you" as opposed to "these 3 new reasons."