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I recently had multiple changes to my credit report that would cause a change in my fico score. I subscribe to the suzy orman product and scorewatch. These changes ocurred one month ago. I got a TU report from my suzy orman product and my score was up 46 points. I have received multiple scorewatch alerts saying that my score has not changed. So I BOUGHT a equifax report and low and behold, my score has increased by 24 points. What's the deal with scorewatch. Why am I having to double pay to get my updated score. This is very frustrating and I'm seriously considering canceling my subscription.
@whodatnation2 wrote:I recently had multiple changes to my credit report that would cause a change in my fico score. I subscribe to the suzy orman product and scorewatch. These changes ocurred one month ago. I got a TU report from my suzy orman product and my score was up 46 points. I have received multiple scorewatch alerts saying that my score has not changed. So I BOUGHT a equifax report and low and behold, my score has increased by 24 points. What's the deal with scorewatch. Why am I having to double pay to get my updated score. This is very frustrating and I'm seriously considering canceling my subscription.
is your score set to your current score?
what updates did you do to your cr?
usually paying off cc does not trigger an alert.
hard pulls. new tl stuff like that.
if you go into settings of sw it will tell you.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
My score was set to the current score at the time. I had 4 collections from defaulted student loans come off my report so I know I should have received a report.