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SW Alert -3 How can I find out why?

Frequent Contributor

SW Alert -3 How can I find out why?

Had the app spree yesterday and got a SW altert and dropped down to 679.  Are the SW alerts accurate as to why the score dropped ?  This is what it says "This score decrease may be caused by this new reason:

  • You’ve recently missed a payment or the date of your most recent missed payment is unknown."

I know for a fact that I have not missed a payment, and it listed an inquiry from Discover directly below.  This has to be the cause for the -3 decrease, right?

I am worried.  -TK


Starting Score April 2013: 556
Current Score March 2014: 682
Goal Score Soon (-: 700


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Re: SW Alert -3 How can I find out why?


tfkallday wrote:

Had the app spree yesterday and got a SW altert and dropped down to 679.  Are the SW alerts accurate as to why the score dropped ?  This is what it says "This score decrease may be caused by this new reason:

  • You’ve recently missed a payment or the date of your most recent missed payment is unknown."

I know for a fact that I have not missed a payment, and it listed an inquiry from Discover directly below.  This has to be the cause for the -3 decrease, right?

I am worried.  -TK


If you haven't missed any pyts, I would guess the notation is incorrect.  The cause of the decrease is probably the spree. 

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