Had the app spree yesterday and got a SW altert and dropped down to 679. Are the SW alerts accurate as to why the score dropped ? This is what it says "This score decrease may be caused by this new reason:
- You’ve recently missed a payment or the date of your most recent missed payment is unknown."
I know for a fact that I have not missed a payment, and it listed an inquiry from Discover directly below. This has to be the cause for the -3 decrease, right?
I am worried. -TK
Starting Score April 2013: 556
@tfkallday wrote:Had the app spree yesterday and got a SW altert and dropped down to 679. Are the SW alerts accurate as to why the score dropped ? This is what it says "This score decrease may be caused by this new reason:
- You’ve recently missed a payment or the date of your most recent missed payment is unknown."
I know for a fact that I have not missed a payment, and it listed an inquiry from Discover directly below. This has to be the cause for the -3 decrease, right?
I am worried. -TK
If you haven't missed any pyts, I would guess the notation is incorrect. The cause of the decrease is probably the spree.
