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SW Problem??

Senior Contributor

SW Problem??

I have been getting SW alerts for the past 2 months, all is fine and good.  But they continue to say my score is 687 and has not changed.  I have let a credit card report with a maxed balance, no change in score.

 

I just had Directloans report my loans as closed/sold - no change.

 

I have a new account and new inquiry - no change.


Could this be right???

 

YES, my score is set to 687.

 

Thanks in advance.

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 1 of 3
2 REPLIES
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Moderator Emeritus

Re: SW Problem??

All 3 examples would trigger a new score. If the score is the same, then it really hasn't moved. Sounds like something is weighing it down. BTW, DW went months without any net score changes.

Message 2 of 3
Senior Contributor

Re: SW Problem??

Hi, llecs. That's kinda what I thought, that I'm at the max # I can be right now with the cc balances we have right now. I pay off the credit union visa every payday, but payday is one day after statement day (last of mo/fIrst of mo)......So I'm always maxed or close to.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 3 of 3